Membahas Keuangan Dalam Rumah Tangga: Menggali Pentingnya Pendidikan Keuangan Keluarga
DOI:
https://doi.org/10.23917/psikonomi.vi.4242Keywords:
rumah tangga, literasi keuanganAbstract
Dalam konteks dinamika keuangan yang berubah dengan cepat saat ini, peran mendasar dari literasi keuangan dalam rumah tangga semakin penting. Saat individu bergulat dengan beragam pilihan keuangan, eksplorasi ini berupaya mengungkap dampak mendalam dari literasi keuangan terhadap kesejahteraan rumah tangga. Dengan mempelajari seluk-beluk pengambilan keputusan, pembangunan ketahanan, dan jaminan masa depan keuangan yang aman, kami bertujuan untuk menjelaskan pengaruh transformatif dari literasi keuangan di ruang privat rumah kita.
Downloads
References
Danes, S. M. (1994). Parental perceptions of children’s financial socialization. Financial Counseling and Planning, 5(1), 27–146.
Danes, S.M. and Haberman, H.(2007), “Teen financial knowledge, self-efficacy, and behavior: a gendered view”, Journal of Financial Counseling and Planning, Vol. 18 No. 2, pp. 48-60.
Fan, L. and Chatterjee, S. (2019), “Financial socialization, financial education, and student loan debt”, Journal of Family and Economic Issues, Vol. 40 No. 1, pp. 74-85.
Grinstein-Weiss, M., Spader, J., Yeo, Y.H., Taylor, A. and Freeze, E.B. (2011), “Parental transfer of financial knowledge and later credit outcomes among low-and moderate-income homeowners”, Children and Youth Services Review, Vol. 33 No. 1, pp. 78-85.
Grohmann, A., Klühs, T., and Menkhoff, L. (2018). Does financial literacy improve financial inclusion? Cross country evidence. World Development, 111, 84–96. https://doi.org/10.1016/j.worlddev.2018.06.020
Gudmunson, C.G. and Danes, S.M. (2011), “Family financial socialization: theory and critical review”, Journal of Family and Economic Issues, Vol. 32 No. 4, pp. 644-667.
Gudmunson, C.G., Ray, S.K. and Xiao, J.J. (2016), “Financial socialization”, in Xiao, J.J. (Ed.), Handbook of Consumer Finance Research, 2nd ed., Springer, Cham, pp. 15-20.
Jorgensen, B.L. and Savla, J. (2010), “Financial literacy of young adults: the importance of parental socialization”, Family Relations, Vol. 59 No. 4, pp. 465-478.
Norvilitis, J.M. and MacLean, M.G. (2010), “The role of parents in college students’ financial behaviors and attitudes”, Journal of Economic Psychology, Vol. 31, pp. 55-63.
OECD. (2014). PISA 2012 technical background. In OECD (Ed.), PISA 2012 Results: Students and money: Financial literacy skills for the 21st Century (Vol. VI, pp. 123–145). Paris: OECD Publishing.
Shim, S. and Serido, J. (2011), “Young adults’ financial capability”, available at: https://www.nefe.org/_images/research/APLUS-Wave-2/APLUS-Wave-2-Final-Report.pdf (accessed 9 March 2020).
Sohn, S.H., Joo, S.H., Grable, J.E., Lee, S. and Kim, M. (2012), “Adolescents’ financial literacy: the role of financial socialization agents, financial experiences, and money attitudes in shaping financial literacy among South Korean youth”, Journal of Adolescence, Vol. 35 No. 4, pp. 969-980.
Tang, N., Baker, A. and Peter, P.C. (2015), “Investigating the disconnect between financial knowledge and behavior: the role of parental influence and psychological characteristics in responsible financial behaviors among young adults”, Journal of Consumer Affairs, Vol. 49 No. 2, pp. 376-406.
Van Campenhout, G. (2015), “Revaluing the role of parents as financial socialization agents in youth financial literacy programs”, Journal of Consumer Affairs, Vol. 49 No. 1, pp. 186-222.
Xiao, J.J. and Porto, N. (2017), “Financial education and financial satisfaction: financial literacy, behavior, and capacity as mediators”, International Journal of Bank Marketing, Vol. 35 No. 5, pp. 805-817.
Downloads
Submitted
Accepted
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 Ilham Nuryana Fatchan, Eskasari Putri, Luthfi Zamakhsyari
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.