Implementation of the System Mini Bank to Increase Literacy Finance Santri: Study at the Islamic Boarding School, Islamic Boarding School Haramain Narmada
Keywords:
Mini Bank, Literacy Finance, Cottage Islamic Boarding School, Islamic FinanceAbstract
This study aims to examine the implementation of the Mini Bank system in Pondok Nurul Haramain Nahdlatul Wathan Diniyah Islamiah (NWDI) Narmada Islamic Boarding School to increase literacy finance for santri. Mini Bank was established as an innovative educational institution to form a habit of managing finance based on the principles of Sharia since its early days. The approach used in the study is qualitative descriptive, with data collection through observation, interviews, and documentation. Research results show that Mini Bank not only functions as a means of saving and borrowing, but also as a learning medium for literacy finance through Features like SIMPATI savings, loans without interest, system recording transactions, and fingerprint authentication. The implementation of Mini Bank was successful in increasing awareness among financial students, even though they still face challenges like limitations in system technology based on local conditions and a lack of involvement by guardians in transaction monitoring. Mini Bank has proven to contribute positively to forming more students who are independent, responsible, and understand the principles of Sharia finance.
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