Kharisma, Dita, Nofrianto Nofrianto, Yuke Rahmawati, and Jawad Z. Salic. “When Algorithms Govern Solidarity: A Fiqh Muamalah Perspective on Ethical Takaful in The Age of Artificial Intelligence”. Suhuf: International Journal of Islamic Studies 38, no. 1 (May 26, 2026): 28–45. Accessed May 30, 2026. https://journals2.ums.ac.id/suhuf/article/view/16293.