PRADANA, Fajar Gemilang; DIPSATARA, Taqiya. Utilization of Blockchain-Based Smart Contracts in Banking: A Systematic Review of Technical, Regulatory, and Systemic Risk Dimensions. Jurnal Penelitian Sains Teknologi, [S. l.], v. 2, n. 2, p. 91–104, 2026. DOI: 10.23917/saintek.v2i2.16341. Disponível em: https://journals2.ums.ac.id/saintek/article/view/16341. Acesso em: 11 mar. 2026.