Hartati, N., Abdul Halim and Oluwatoyin Muse Johnson Popoola (2023) “Exploring The Perception of BPBD Apparatus on Disaster Budgeting Using a Phenomenological Approach”, Riset Akuntansi dan Keuangan Indonesia, 9(1), pp. 109–124. doi: 10.23917/reaksi.v9i1.4290.