Febriansyah, Wivan, Wita Juwita Ermawati, Anna Fariyanti, and Mat Syukur. 2025. “Digital Transformation and Bank Performance: The Moderating Role of Risk in Indonesian Commercial Banks”. Riset Akuntansi Dan Keuangan Indonesia 10 (2):160-73. https://doi.org/10.23917/reaksi.v10i2.11828.