Adinugroho, Hendi Yudhanto, Dwi Winarno, and Rian Sofiyan. “Comparative Financial Performance of Digital Banks Using CAMEL Model : Evidence from the Indonesia Digital Banking Industry ”. Jurnal Manajemen Dayasaing 28, no. 1 (June 30, 2026): 16–28. Accessed July 4, 2026. https://journals2.ums.ac.id/dayasaing/article/view/16878.