Saputra, Ridwan Cahya, Muhammad Rizky Aminudin, Harmami, Sugiyanto, Harsono, and Suyatmini. “A Systematic Literature Review of Education Financing Culture in Indonesia: Examining Efficiency, Effectiveness, and Educational Outcomes and Impacts”. Buletin Literasi Budaya Sekolah 8, no. 1 (July 18, 2026). Accessed September 27, 2026. https://journals2.ums.ac.id/blbs/article/view/17196.