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<article xmlns:xlink="http://www.w3.org/1999/xlink" dtd-version="1.3" article-type="research-article" xml:lang="en"><front><journal-meta><journal-id journal-id-type="issn">2656-2804</journal-id><journal-title-group><journal-title>Indonesian Journal on Learning and Advanced Education (IJOLAE)</journal-title><abbrev-journal-title>ijolae</abbrev-journal-title></journal-title-group><issn pub-type="epub">2656-2804</issn><issn pub-type="ppub">2655-920X</issn><publisher><publisher-name>Universitas Muhammadiyah Surakarta</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.23917/ijolae.v6i2.23257</article-id><article-categories/><title-group><article-title>Navigating Emergency Online Learning: A Comparative Study of University Students in Bangladesh and Indonesia During the COVID-19 Pandemic</article-title></title-group><contrib-group><contrib contrib-type="author"><name><surname>Rahmadi</surname><given-names>Imam Fitri</given-names></name><address><country>Indonesia</country><email>imam.fitrirahmadi@unmuhbabel.ac.id</email></address><xref ref-type="aff" rid="AFF-1"/><xref ref-type="corresp" rid="cor-0"/></contrib><contrib contrib-type="author"><name><surname>Tanni</surname><given-names>Sanjida Akter</given-names></name><address><country>India</country></address><xref ref-type="aff" rid="AFF-2"/></contrib><contrib contrib-type="author"><name><surname>Chowdhury</surname><given-names>Sabbir Ahmed</given-names></name><address><country>Albania</country></address><xref ref-type="aff" rid="AFF-3"/></contrib><contrib contrib-type="author"><name><surname>Abrori</surname><given-names>Fadhlan Muchlas</given-names></name><address><country>Austria</country></address><xref ref-type="aff" rid="AFF-4"/></contrib><contrib contrib-type="author"><name><surname>Putra</surname><given-names>Yudi Yunika</given-names></name><address><country>Indonesia</country></address><xref ref-type="aff" rid="AFF-5"/></contrib><contrib contrib-type="author"><name><surname>Arafatun</surname><given-names>Sasih Karnita</given-names></name><address><country>Indonesia</country></address><xref ref-type="aff" rid="AFF-1"/></contrib><contrib contrib-type="author"><name><surname>Utami</surname><given-names>Ratnasari Dyah</given-names></name><address><country>Indonesia</country></address><xref ref-type="aff" rid="AFF-6"/></contrib><contrib contrib-type="author"><name><surname>Syakir</surname><given-names>Akhmad</given-names></name><address><country>Indonesia</country></address><xref ref-type="aff" rid="AFF-7"/></contrib></contrib-group><aff id="AFF-1">Faculty of Teacher Training and Education, Universitas Muhammadiyah Bangka Belitung</aff><aff id="AFF-2"><institution content-type="dept">Faculty of Education</institution><institution-wrap><institution>Jagannath University</institution><institution-id institution-id-type="ror">https://ror.org/02c4z7527</institution-id></institution-wrap><country country="BD">Bangladesh</country></aff><aff id="AFF-3"><institution content-type="dept">School of Education and Social Sciences</institution><institution-wrap><institution>University of the West of Scotland</institution><institution-id institution-id-type="ror">https://ror.org/04w3d2v20</institution-id></institution-wrap><country country="GB">United Kingdom</country></aff><aff id="AFF-4"><institution content-type="dept">Faculty of Education</institution><institution-wrap><institution>Johannes Kepler Universität Linz</institution><institution-id institution-id-type="ror">https://ror.org/052r2xn60</institution-id></institution-wrap><country country="AT">Austria</country></aff><aff id="AFF-5">aculty of Teacher Training and Education, Universitas Muhammadiyah Bangka Belitung</aff><aff id="AFF-6">Faculty of Teacher Training and Education, Universitas Muhammadiyah Surakarta</aff><aff id="AFF-7"><institution content-type="dept">Faculty of Teacher Training and Education</institution><institution-wrap><institution>Universitas Muhammadiyah Banjarmasin</institution><institution-id institution-id-type="ror">https://ror.org/00pv6h884</institution-id></institution-wrap><country country="ID">Indonesia</country></aff><author-notes><corresp id="cor-0"><bold>Corresponding author: Imam Fitri Rahmadi</bold>, Faculty of Teacher Training and Education, Universitas Muhammadiyah Bangka Belitung .Email:<email>imam.fitrirahmadi@unmuhbabel.ac.id</email></corresp></author-notes><pub-date date-type="pub" iso-8601-date="2024-5-4" publication-format="electronic"><day>4</day><month>5</month><year>2024</year></pub-date><pub-date date-type="collection" iso-8601-date="2024-3-5" publication-format="electronic"><day>5</day><month>3</month><year>2024</year></pub-date><fpage>269</fpage><lpage>279</lpage><history><date date-type="received" iso-8601-date="2023-12-23"><day>23</day><month>12</month><year>2023</year></date><date date-type="rev-recd" iso-8601-date="2024-2-16"><day>16</day><month>2</month><year>2024</year></date><date date-type="accepted" iso-8601-date="2024-4-23"><day>23</day><month>4</month><year>2024</year></date></history><permissions><copyright-statement>Copyright (c) 2024 Imam Fitri Rahmadi, Sanjida Akter Tanni, Sabbir Ahmed Chowdhury, Fadhlan Muchlas Abrori, Yudi Yunika Putra, Sasih Karnita Arafatun, Ratnasari Dyah Utami, Akhmad Syakir</copyright-statement><copyright-year>2024</copyright-year><copyright-holder>Imam Fitri Rahmadi, Sanjida Akter Tanni, Sabbir Ahmed Chowdhury, Fadhlan Muchlas Abrori, Yudi Yunika Putra, Sasih Karnita Arafatun, Ratnasari Dyah Utami, Akhmad Syakir</copyright-holder><license license-type="open-access" xlink:href="https://creativecommons.org/licenses/by/4.0/"><ali:license_ref xmlns:ali="http://www.niso.org/schemas/ali/1.0/">https://creativecommons.org/licenses/by/4.0/</ali:license_ref><license-p>This work is licensed under a Creative Commons Attribution 4.0 International License.</license-p></license></permissions><self-uri xlink:href="https://journals2.ums.ac.id/ijolae/article/view/8970" xlink:title="Navigating Emergency Online Learning: A Comparative Study of University Students in Bangladesh and Indonesia During the COVID-19 Pandemic">Navigating Emergency Online Learning: A Comparative Study of University Students in Bangladesh and Indonesia During the COVID-19 Pandemic</self-uri><abstract><p>The present study compares the university student’s experiences of learning in virtual mode during unprecedented impacts of the COVID-19 in Bangladesh and Indonesia with a focus on the enjoyment, performance, satisfaction, and cost of online learning.This was quantitative cross-sectional research conducted by using an online survey with the participation of 438 and 529 university students in Bangladesh and Indonesia. The findings reveal that university students in Bangladesh have little more comfortable with online learning compared to those in Indonesia. The students in both countries have no problem with adaptation to avant-garde online learning platforms. University students in Bangladesh appear little more satisfied with online teaching while those in Indonesia tend to be less satisfied. University students either in Bangladesh or in Indonesia consider online learning as an expensive learning mode. The present study depicts an early online remote learning experience of university students during the COVID-19 pandemic. Due to the nature of the descriptive comparative study focusing on Bangladesh and Indonesia, the results of this study may not be generalised. Specific factors underlying their experiences are in need of further investigation. In future endeavours, lectures are urged to actively harness proper technologies, mix between conventional and virtual learning or blend synchronous and asynchronous learning to provide more enjoyable and interesting online learning thus the students can be more satisfied.</p></abstract><kwd-group><kwd>adaptation learning</kwd><kwd>asynchronis learning</kwd><kwd>learning experiences</kwd><kwd>online learning</kwd><kwd>remote learning</kwd><kwd>synchronis learning</kwd><kwd>virtual learning</kwd></kwd-group><custom-meta-group><custom-meta><meta-name>File created by JATS Editor</meta-name><meta-value><ext-link ext-link-type="uri" xlink:href="https://jatseditor.com" xlink:title="JATS Editor">JATS Editor</ext-link></meta-value></custom-meta></custom-meta-group></article-meta></front><body><sec><title>1. Introduction</title><p>The coronavirus disease 2019 (COVID-19) outbreak raises many disruptions in Navigating Emergency Online Learning: A Comparative Study of University Students in Bangladesh and Indonesia During the COVID-19 Pandemic higher education. University students around the globe have experienced a sudden shift from face-to-face to online learning due to higher education institutions closure for preventing further transmission of the virus. They stayed away from universities and colleges thrust into vastly different learning environments without any formal preparations. Academic staff ought to initiate innovative solutions by embracing various friendly technologies in their hands to deal with emergency remote teaching <xref ref-type="bibr" rid="BIBR-25">(Johnson et al., 2020)</xref>. Furthermore, a variety of approaches and strategies have to be taken by tertiary education institutions to conduct asynchronous or synchronous online learning without compromising academic quality and curriculum <xref ref-type="bibr" rid="BIBR-11">(Crawford et al., 2020)</xref> as well as provide multiple supports concerning students' mental health and well-being <xref ref-type="bibr" rid="BIBR-37">(Sahu, 2020)</xref>. The disruptions hence inevitably leave considerable challenges for future endeavours.</p><p>Pedagogical changes during the critical time of COVID-19 have led to a renewed interest in understanding online learning experiences. It is interesting to examine university students' comfort and satisfaction with emergency distance learning. This may be the first experience for students or lecturers to immediately change their teaching and learning agenda due to an emergency. A high sense of innovativeness and generous flexibility is required when teaching in a tumultuous time <xref ref-type="bibr" rid="BIBR-29">(Martinez-Cola et al., 2018)</xref>. Learning and instruction processes should be flexible rather than fixed to promote more delightful than painful learning activities <xref ref-type="bibr" rid="BIBR-21">(Huang et al., 2020)</xref>. In addition, the learning has to be accessible to students from a variety of social and economic backgrounds <xref ref-type="bibr" rid="BIBR-14">(Doucet et al., 2020)</xref>. Investigating student's experiences in learning during the crisis can be valuable for reconsidering further implementation of the learning model.</p><p>Several studies have suggested that it is pivotal importance to investigate learning experiences in different situations. Moreover, comparing two or more contexts could have extensive comprehension of the studied issue. Learning experiences that are defined as perceptions, responses, and performances of learners from interaction with learning environments, products, and other resources will change when the situations change <xref ref-type="bibr" rid="BIBR-22">(Huang et al., 2019)</xref>. Besides, learner experience is critical for developing and refining learning environments <xref ref-type="bibr" rid="BIBR-15">(Dutton, 2017-05)</xref>. Initial learner experiences influence continuance intention for learning <xref ref-type="bibr" rid="BIBR-36">(Safsouf et al., 2018)</xref>. Therefore, taking learning experiences into account becomes more and more essential to ensure learners' engagement and performance in learning.</p><p>Most studies on university students' online learning experiences amid the COVID-19 pandemic, however, have merely been conducted in one country. In an underdeveloped country like Pakistan, online learning is not that successful since the vast majority of students are less likely to have access to the Internet <xref ref-type="bibr" rid="BIBR-1">(Adnan &amp; Anwar, 2020)</xref>. Similarly, students in rural areas of Bangladesh are more likely to have limited speed of broadband and Internet connections (<xref ref-type="bibr" rid="BIBR-28">(Mamun et al., 2020)</xref>; <xref ref-type="bibr" rid="BIBR-24">(Islam &amp; Habib, 2021)</xref>). Although from the perspective of Indian, Ghanaian, and Indonesian students, the online learning programmes were a great idea, they spend enormous money to purchase the Internet quota (<xref ref-type="bibr" rid="BIBR-2">(Agarwal &amp; Kaushik, 2020)</xref>; <xref ref-type="bibr" rid="BIBR-12">(Demuyakor, 2020)</xref>; <xref ref-type="bibr" rid="BIBR-41">(Wargadinata et al., 2020)</xref>). Furthermore, students in Indonesia find it hard to comprehend learning materials due to the minimum interaction between students and lecturers or with their peers (<xref ref-type="bibr" rid="BIBR-18">(Firman &amp; Rahayu, 2020)</xref>; <xref ref-type="bibr" rid="BIBR-35">(Sadikin &amp; Hamidah, 2020)</xref>). The lack of face-to-face interactions leads to unsatisfactory online learning <xref ref-type="bibr" rid="BIBR-43">(Zhou et al., 2020)</xref> and increases dropout rates in China <xref ref-type="bibr" rid="BIBR-21">(Huang et al., 2020)</xref>. Further taking concern about the findings of previous studies, having a comparison between countries could be a more profound comparative study. Moreover, a cross-country comparison promotes global understanding of remote learning during the pandemic in a variety of contexts.</p><p>The present study is aimed at comparing university students' experiences of learning in virtual mode amidst the unprecedented impacts of COVID-19 in Bangladesh and Indonesia. Learning experiences investigated in this study focus on the aspects of enjoyment, performance, satisfaction, and cost of online learning. To achieve the defined purpose and concerns, a quantitative cross-sectional research method was used involving 967 university students in both countries. The finding is expected to reveal their experiences of emergency remote learning. Comparing the online learning experience of university students in Bangladesh and Indonesia is crucial as both countries have several similarities, especially regarding geographical region, religion and economic status.</p><p>The results of this study contribute to the comparison of learning experiences between two different countries and complement existing literature which tends to examine a single country. After describing the methodological aspects, the rest of this article presents research findings that are followed by critical discussion and finished with a conclusion.</p></sec><sec><title>2. Method</title><p>The present study is quantitative cross-sectional research conducted by using an online survey with the participation of university students in Bangladesh and Indonesia. The research design was chosen due to its ability to gather data and examine multiple outcomes concurrently <xref ref-type="bibr" rid="BIBR-31">(Onojah et al., 2021)</xref>. It was also relevant to the posed research questions that seek to reveal immediate learning experiences within the defined time. The use of online surveys enables data collection effectively and safely respecting the COVID-19 crisis. Following the research design, the survey was administered after the implementation of the learning-from-home policy in the first semester between March and June 2020. It was the most critical time for university students since they had to learn differently without any formal preparations. <xref ref-type="table" rid="table-1">Table 1</xref> summarises the university students’ profiles in detail.</p><p><xref ref-type="table" rid="table-1">Table 1</xref> describes Bangladesh and Indonesian university students who have participated in this study. Overall, there are 438 students from Bangladesh and 529 students from Indonesia who study in four different academic years. The majority of them are in the first and second years of study reaching over 70% of students. While over half of students from Bangladesh live in rural areas, the majority of Indonesian students live in urban areas around 40%, and merely 36% of them located in rural areas. Many students in both countries have no online learning experience which respectively reached around 53% for Bangladesh and 69% for Indonesia. Global application is by far the most common platform for online learning achieving over 70% and the main Internet connection also either in Bangladesh or Indonesia is through mobile data that attained around 69% and 77% respectively.</p><p>A questionnaire was developed on Google Forms and distributed to university students by a convenience sampling method through social media such as WhatsApp, Facebook, and Twitter. The questionnaire was developed with a focus on enjoyment, performance, satisfaction, and cost of online learning on a five-level Likert scale: 1 = strongly disagree, 2 = disagree, 3 = neutral, 4 = agree, and 5 = strongly agree.</p><p>The collected data in this study were analysed descriptively by a descriptive statistic to simplify, analyse, and describe the main features as well as visualise the data in clear tables <xref ref-type="bibr" rid="BIBR-30">(Marzal et al., 2022)</xref>. Respecting ethical issues in research, it was explicitly stated on the questionnaire that all collected data is used only for research purposes and the students voluntarily participated in this study.</p><table-wrap id="table-1" ignoredToc=""><label>Table 1</label><caption><p>The Profile of University Students</p></caption><table frame="box" rules="all"><thead><tr><th colspan="1" rowspan="1" style="" align="left" valign="top">Profile</th><th colspan="2" rowspan="1" style="" align="left" valign="top">Bangladesh</th><th colspan="2" rowspan="1" style="" align="left" valign="top">Indonesia</th></tr></thead><tbody><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Year of study</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Students</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Percentage</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Students</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Percentage</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">1st year</td><td colspan="1" rowspan="1" style="" align="left" valign="top">168</td><td colspan="1" rowspan="1" style="" align="left" valign="top">38.36</td><td colspan="1" rowspan="1" style="" align="left" valign="top">188</td><td colspan="1" rowspan="1" style="" align="left" valign="top">35.54</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">2nd year</td><td colspan="1" rowspan="1" style="" align="left" valign="top">154</td><td colspan="1" rowspan="1" style="" align="left" valign="top">35.16</td><td colspan="1" rowspan="1" style="" align="left" valign="top">241</td><td colspan="1" rowspan="1" style="" align="left" valign="top">45.56</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">3rd year</td><td colspan="1" rowspan="1" style="" align="left" valign="top">68</td><td colspan="1" rowspan="1" style="" align="left" valign="top">15.53</td><td colspan="1" rowspan="1" style="" align="left" valign="top">65</td><td colspan="1" rowspan="1" style="" align="left" valign="top">12.29</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">4th year</td><td colspan="1" rowspan="1" style="" align="left" valign="top">48</td><td colspan="1" rowspan="1" style="" align="left" valign="top">10.96</td><td colspan="1" rowspan="1" style="" align="left" valign="top">35</td><td colspan="1" rowspan="1" style="" align="left" valign="top">6.62</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Total</td><td colspan="1" rowspan="1" style="" align="left" valign="top">438</td><td colspan="1" rowspan="1" style="" align="left" valign="top">100</td><td colspan="1" rowspan="1" style="" align="left" valign="top">529</td><td colspan="1" rowspan="1" style="" align="left" valign="top">100</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Location</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Students</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Percentage</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Students</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Percentage</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Urban</td><td colspan="1" rowspan="1" style="" align="left" valign="top">147</td><td colspan="1" rowspan="1" style="" align="left" valign="top">33.56</td><td colspan="1" rowspan="1" style="" align="left" valign="top">218</td><td colspan="1" rowspan="1" style="" align="left" valign="top">40.45</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Suburb</td><td colspan="1" rowspan="1" style="" align="left" valign="top">40</td><td colspan="1" rowspan="1" style="" align="left" valign="top">9.13</td><td colspan="1" rowspan="1" style="" align="left" valign="top">124</td><td colspan="1" rowspan="1" style="" align="left" valign="top">23.01</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Rural</td><td colspan="1" rowspan="1" style="" align="left" valign="top">251</td><td colspan="1" rowspan="1" style="" align="left" valign="top">57.31</td><td colspan="1" rowspan="1" style="" align="left" valign="top">197</td><td colspan="1" rowspan="1" style="" align="left" valign="top">36.55</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Total</td><td colspan="1" rowspan="1" style="" align="left" valign="top">438</td><td colspan="1" rowspan="1" style="" align="left" valign="top">100</td><td colspan="1" rowspan="1" style="" align="left" valign="top">539</td><td colspan="1" rowspan="1" style="" align="left" valign="top">100</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Online learning experience</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Students</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Percentage</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Students</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Percentage</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Have</td><td colspan="1" rowspan="1" style="" align="left" valign="top">202</td><td colspan="1" rowspan="1" style="" align="left" valign="top">46.12</td><td colspan="1" rowspan="1" style="" align="left" valign="top">163</td><td colspan="1" rowspan="1" style="" align="left" valign="top">30.24</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Have not</td><td colspan="1" rowspan="1" style="" align="left" valign="top">236</td><td colspan="1" rowspan="1" style="" align="left" valign="top">53.88</td><td colspan="1" rowspan="1" style="" align="left" valign="top">376</td><td colspan="1" rowspan="1" style="" align="left" valign="top">69.76</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Total</td><td colspan="1" rowspan="1" style="" align="left" valign="top">438</td><td colspan="1" rowspan="1" style="" align="left" valign="top">100</td><td colspan="1" rowspan="1" style="" align="left" valign="top">539</td><td colspan="1" rowspan="1" style="" align="left" valign="top">100</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Used applications</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Students</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Percentage</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Students</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Percentage</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">University apps</td><td colspan="1" rowspan="1" style="" align="left" valign="top">9</td><td colspan="1" rowspan="1" style="" align="left" valign="top">2.05</td><td colspan="1" rowspan="1" style="" align="left" valign="top">29</td><td colspan="1" rowspan="1" style="" align="left" valign="top">5.38</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Global apps</td><td colspan="1" rowspan="1" style="" align="left" valign="top">426</td><td colspan="1" rowspan="1" style="" align="left" valign="top">97.26</td><td colspan="1" rowspan="1" style="" align="left" valign="top">397</td><td colspan="1" rowspan="1" style="" align="left" valign="top">73.65</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Combination</td><td colspan="1" rowspan="1" style="" align="left" valign="top">3</td><td colspan="1" rowspan="1" style="" align="left" valign="top">0.68</td><td colspan="1" rowspan="1" style="" align="left" valign="top">113</td><td colspan="1" rowspan="1" style="" align="left" valign="top">20.96</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Total</td><td colspan="1" rowspan="1" style="" align="left" valign="top">438</td><td colspan="1" rowspan="1" style="" align="left" valign="top">100</td><td colspan="1" rowspan="1" style="" align="left" valign="top">539</td><td colspan="1" rowspan="1" style="" align="left" valign="top">100</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Internet connection</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Students</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Percentage</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Students</td><td colspan="1" rowspan="1" style="" align="left" valign="top">Percentage</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Broad band</td><td colspan="1" rowspan="1" style="" align="left" valign="top">130</td><td colspan="1" rowspan="1" style="" align="left" valign="top">29.68</td><td colspan="1" rowspan="1" style="" align="left" valign="top">123</td><td colspan="1" rowspan="1" style="" align="left" valign="top">22.82</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Mobile data</td><td colspan="1" rowspan="1" style="" align="left" valign="top">306</td><td colspan="1" rowspan="1" style="" align="left" valign="top">69.86</td><td colspan="1" rowspan="1" style="" align="left" valign="top">416</td><td colspan="1" rowspan="1" style="" align="left" valign="top">77.18</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">Total</td><td colspan="1" rowspan="1" style="" align="left" valign="top">438</td><td colspan="1" rowspan="1" style="" align="left" valign="top">100</td><td colspan="1" rowspan="1" style="" align="left" valign="top">539</td><td colspan="1" rowspan="1" style="" align="left" valign="top">100</td></tr></tbody></table></table-wrap></sec><sec><title>3. Result and Discussion</title><p>Learning experiences are dynamic depending on the current situations and contexts. This study aimed to examine and compare university students’ experience of online learning amid the unexpected situation of COVID-19 in Bangladesh and Indonesia. Employing a quantitative cross-sectional research design and collecting data by using a questionnaire, this study reveals enjoyment, performance, satisfaction, and cost of joining learning delivered through the Internet. Looking more detail into the collected data, <xref ref-type="table" rid="table-2">Table 2</xref> discloses the online learning experience of university students in Bangladesh and Indonesia.</p><table-wrap id="table-2" ignoredToc=""><label>Table 2</label><caption><p>Online Learning Experiences of University Students in Bangladesh and Indonesia</p></caption><table frame="box" rules="all"><thead><tr><th colspan="1" rowspan="1" style="" align="left" valign="top">A</th><th colspan="1" rowspan="1" style="" align="left" valign="top">Statements</th><th colspan="1" rowspan="1" style="" align="left" valign="top">C</th><th colspan="1" rowspan="1" style="" align="left" valign="top">1</th><th colspan="1" rowspan="1" style="" align="left" valign="top">2</th><th colspan="1" rowspan="1" style="" align="left" valign="top">3</th><th colspan="1" rowspan="1" style="" align="left" valign="top">4</th><th colspan="1" rowspan="1" style="" align="left" valign="top">5</th><th colspan="1" rowspan="1" style="" align="left" valign="top">T</th><th colspan="1" rowspan="1" style="" align="left" valign="top">M</th><th colspan="1" rowspan="1" style="" align="left" valign="top">SD</th></tr></thead><tbody><tr><td colspan="1" rowspan="2" style="" align="center" valign="middle">E</td><td colspan="1" rowspan="2" style="" align="left" valign="middle">I am comfortable with online learning</td><td colspan="1" rowspan="1" style="" align="left" valign="top">B</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>88</p><p>20.09%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">83 18.95%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">99 22.60%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">124 28.31%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">44 10.05%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">438 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">2.89</td><td colspan="1" rowspan="1" style="" align="left" valign="top">1.29</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">I</td><td colspan="1" rowspan="1" style="" align="left" valign="top">54 10.21%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">178 33.65%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">205 38.75%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">74 13.99%</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>18</p><p>3.40%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">529 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">2.67</td><td colspan="1" rowspan="1" style="" align="left" valign="top">0.95</td></tr><tr><td colspan="1" rowspan="4" style="" align="center" valign="middle">P</td><td colspan="1" rowspan="2" style="" align="left" valign="middle">I can easily adapt to new online learning platforms</td><td colspan="1" rowspan="1" style="" align="left" valign="top">B</td><td colspan="1" rowspan="1" style="" align="left" valign="top">68 15.53%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">106 24.20%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">97 22.15%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">132 30.14%</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>35</p><p>7.99%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">438 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">2.91</td><td colspan="1" rowspan="1" style="" align="left" valign="top">1.22</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">I</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>24</p><p>4.52%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">75 14.18%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">213 40.26%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">188 35.54%</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>29</p><p>5.48%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">529 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">3.23</td><td colspan="1" rowspan="1" style="" align="left" valign="top">0.92</td></tr><tr><td colspan="1" rowspan="2" style="" align="left" valign="middle">I have low academic performance in online learning</td><td colspan="1" rowspan="1" style="" align="left" valign="top">B</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>26</p><p>5.94%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">59 13.47%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">90 20.55%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">146 33.33%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">117 26.71%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">438 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">3.61</td><td colspan="1" rowspan="1" style="" align="left" valign="top">1.18</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">I</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>12</p><p>2.27%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>36</p><p>6.81%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">147 27.79%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">252 47.64%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">82 15.50%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">529 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">3.67</td><td colspan="1" rowspan="1" style="" align="left" valign="top">0.9</td></tr><tr><td colspan="1" rowspan="8" style="" align="center" valign="middle">S</td><td colspan="1" rowspan="2" style="" align="left" valign="middle">I am satisfied with the feedback from lecturers in online learning</td><td colspan="1" rowspan="1" style="" align="left" valign="top">B</td><td colspan="1" rowspan="1" style="" align="left" valign="top">68 15.53%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">72 16.44%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">109 24.89%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">137 31.28%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">52 11.87%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">438 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">3.08</td><td colspan="1" rowspan="1" style="" align="left" valign="top">1.25</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">I</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>44</p><p>8.32%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">170 32.14%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">205 38.75%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">102 19.28%</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>8</p><p>1.151%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">529 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">2.74</td><td colspan="1" rowspan="1" style="" align="left" valign="top">0.92</td></tr><tr><td colspan="1" rowspan="2" style="" align="left" valign="middle">I am satisfied with the learning assessment given by lecturers in online learning</td><td colspan="1" rowspan="1" style="" align="left" valign="top">B</td><td colspan="1" rowspan="1" style="" align="left" valign="top">91 20.78%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">85 19.41%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">118 26.94%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">114 26.03%</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>30</p><p>6.85%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">438 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">2.79</td><td colspan="1" rowspan="1" style="" align="left" valign="top">1.23</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">I</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>28</p><p>5.29%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">129 24.39%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">250 47.26%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">107 20.23%</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>15</p><p>2.84%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">529 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">2.91</td><td colspan="1" rowspan="1" style="" align="left" valign="top">0.87</td></tr><tr><td colspan="1" rowspan="2" style="" align="left" valign="middle">I am satisfied with lecturer's time management in online learning</td><td colspan="1" rowspan="1" style="" align="left" valign="top">B</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>29</p><p>6.62%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">63 14.38%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">95 21.69%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">179 40.87%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">72 16.44%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">438 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">3.46</td><td colspan="1" rowspan="1" style="" align="left" valign="top">1.12</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">I</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>31</p><p>5.86%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">113 21.36%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">216 40.83%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">155 29.30%</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>14</p><p>2.65%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">529 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">3.02</td><td colspan="1" rowspan="1" style="" align="left" valign="top">0.92</td></tr><tr><td colspan="1" rowspan="2" style="" align="left" valign="middle">Overall, I am satisfied with online teaching and learning processes</td><td colspan="1" rowspan="1" style="" align="left" valign="top">B</td><td colspan="1" rowspan="1" style="" align="left" valign="top">73 16.67%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">81 18.49%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">97 22.15%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">150 34.25%</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>37</p><p>8.45%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">438 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">2.99</td><td colspan="1" rowspan="1" style="" align="left" valign="top">1.24</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">I</td><td colspan="1" rowspan="1" style="" align="left" valign="top">74 13.99%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">201 38.00%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">191 36.11%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">56 10.59%</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>7</p><p>1.32%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">529 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">2.47</td><td colspan="1" rowspan="1" style="" align="left" valign="top">0.91</td></tr><tr><td colspan="1" rowspan="2" style="" align="center" valign="middle">C</td><td colspan="1" rowspan="2" style="" align="left" valign="middle">Online learning is costly</td><td colspan="1" rowspan="1" style="" align="left" valign="top">B</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>33</p><p>7.53%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>43</p><p>9.82%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">62 14.16%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">151 34.47%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">149 34.02%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">438 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">3.78</td><td colspan="1" rowspan="1" style="" align="left" valign="top">1.23</td></tr><tr><td colspan="1" rowspan="1" style="" align="left" valign="top">I</td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>7</p><p>1.32%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top"><p>46</p><p>8.70%</p></td><td colspan="1" rowspan="1" style="" align="left" valign="top">177 33.46%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">203 38.37%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">96 18.15%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">529 100%</td><td colspan="1" rowspan="1" style="" align="left" valign="top">3.63</td><td colspan="1" rowspan="1" style="" align="left" valign="top">0.92</td></tr></tbody></table></table-wrap><p><xref ref-type="table" rid="table-2">Table 2</xref> reveals the online learning experience of university students in Bangladesh (B) and Indonesia (I). The experience concerns multiple aspects (A) of enjoyment (E), performance (P), satisfaction (S), and cost (C) of online learning. Generally speaking, the data standard deviation of Indonesia is lower than that of Bangladesh in all aspects and statements while the mean is fairly comparable. It means the data gathered from Indonesia is less varied since the data points in a dataset are close to the mean (average). In other words, there is little variability or dispersion among the values. The implication is that the findings of this study may not capture extreme values or outliers from Indonesian data and might suggest a lack of diversity or variation.</p><p>Students from Bangladesh who are uncomfortable and comfortable with online learning have a shared percentage of around 38% whereas there are only 17% of Indonesian students comfortable with online learning. There is a nearly equal percentage of the ability to adapt to new online learning platforms reaching around 40% of students, however, the rest of the majority of Bangladesh students have difficulties in adapting to the platforms. Over 60% of students in both countries stated that they have low academic performance in online learning. Overall, regarding satisfaction, more than 40% of students in Bangladesh are satisfied with online teaching and learning processes while few students in Indonesia are satisfied with merely around 11%. Over half of the students in all countries recognise that online learning is expensive.</p><p>The university student’s experiences toward online learning in Bangladesh and Indonesia are relatively comparable although there are differences in some points. First of all, university students in Bangladesh seem a little more comfortable with online learning compared to those in Indonesia. The two countries are still under development, and many students from low and middle-income families live in suburban and rural areas that have unstable signals and insufficient Internet data <xref ref-type="bibr" rid="BIBR-4">(Agung et al., 2020)</xref> <xref ref-type="bibr" rid="BIBR-28">(Mamun et al., 2020)</xref> <xref ref-type="bibr" rid="BIBR-16">(Fatonia et al., 2020)</xref>. With particular respect to Indonesia, these issues get worse due to lecturers who use significantly limited media and methods to implement emergency online learning <xref ref-type="bibr" rid="BIBR-32">(Rahiem, 2020)</xref>. Meanwhile, in Bangladesh, lectures deliver online learning materials by using digital media features to actively engage students in learning <xref ref-type="bibr" rid="BIBR-39">(Sultana &amp; Khan, 2019)</xref>. Technological and pedagogical instruments influence the enjoyment of online learning.</p><p>University students in Bangladesh and Indonesia have relatively no problem with adaptation to avant-garde online learning platforms. However, many students in both countries experience lower learning performances. The study by <xref ref-type="bibr" rid="BIBR-6">(Al-Amin et al., 2021)</xref> reports that university students in Bangladesh pay little attention during online classes, and as a result, they have a low understanding of the lesson. Similarly, those from Indonesia have also poor comprehension and acknowledge that online learning is less interesting <xref ref-type="bibr" rid="BIBR-20">(Giatman et al., 2020)</xref><xref ref-type="bibr" rid="BIBR-7">(Bahasoan et al., 2020)</xref>. The low performance can be predicted as a consequence of certain pedagogical constraints in emergency remote learning. Neither students nor lecturers received adequate training in digital teaching and learning strategies. Although the students themselves reported minimum obstacles in dealing with new educational technologies, it is not a guarantee that they are familiar with online learning formats. It is clear that COVID-19 has negatively impacted students in many ways including educational, financial and psychological matters <xref ref-type="bibr" rid="BIBR-9">(Begum et al., 2020)</xref><xref ref-type="bibr" rid="BIBR-34">(Rahman et al., 2021)</xref>. Therefore, students learning and well-being should be kept in balance with flexible learning <xref ref-type="bibr" rid="BIBR-21">(Huang et al., 2020)</xref><xref ref-type="bibr" rid="BIBR-26">(Kusumaningtyas et al., 2023)</xref> and multiple healthcare supports <xref ref-type="bibr" rid="BIBR-37">(Sahu, 2020)</xref> without compromising academic quality and curriculum <xref ref-type="bibr" rid="BIBR-11">(Crawford et al., 2020)</xref>. By doing so, students would be able to well perform in learning events during critical times.</p><p>University students in Bangladesh appear a little more satisfied with online teaching while those in Indonesia tend to be less satisfied. Satisfaction is one of the critical aspects in determining the effectiveness of learning programmes <xref ref-type="bibr" rid="BIBR-42">(Weerasinghe &amp; Fernando, 2017)</xref>. Meanwhile, the student’s satisfaction with online learning depends on contextual circumstances and variables. A study by <xref ref-type="bibr" rid="BIBR-40">(Surahman &amp; Sulthoni, 2020)</xref> reports that there are 60% of students who satisfied and 40% of students who unsatisfied with the quality of online learning in Indonesian higher education during the COVID-19 pandemic. From the Bangladesh side, <xref ref-type="bibr" rid="BIBR-10">(Bishwas et al., 2020)</xref> report that university students have fairly low satisfaction towards online classes during the pandemic. Measuring student satisfaction at a sudden transition from face-to-face to virtual learning is sensitive and the results are more likely to be negative despite several advantages of online learning <xref ref-type="bibr" rid="BIBR-19">(Garris &amp; Fleck, 2020)</xref>.</p><p>Finally, university students either in Bangladesh or in Indonesia have considered online learning as an expensive learning mode. Several studies conducted in other developing countries such as Pakistan <xref ref-type="bibr" rid="BIBR-1">(Adnan &amp; Anwar, 2020)</xref>, Ghana <xref ref-type="bibr" rid="BIBR-3">(Agormedah et al., 2020)</xref> and the Philippines <xref ref-type="bibr" rid="BIBR-8">(Baticulon et al., 2020)</xref> reported similar findings that learning through the net requires more expense than conventional learning. This is the case because the students need to purchase Internet data to access online learning. From the other perspective, the cost seems comparable with the daily commute budget since by learning virtually students can learn from their home and they do not need to come to universities <xref ref-type="bibr" rid="BIBR-32">(Rahiem, 2020)</xref>. The cost of online learning may be less overburdened for students in developed countries.</p><p>Overall, online learning brings opportunities and challenges in light of the Covid-19 crisis. Despite several challenges encountered by students and lecturers, the most positive aspect is that no doubt conducting online classes is a praiseworthy initiative to minimise the loss of students' academic activities <xref ref-type="bibr" rid="BIBR-5">(Alam, 2020)</xref>. This fact indicates the affordance and sustainability of online learning mode as it provides solutions in the critical time of Covid-19. Meanwhile, in future endeavours, lectures are urged to actively harness proper technologies <xref ref-type="bibr" rid="BIBR-33">(Rahmadi, 2021)</xref>, mix between conventional and virtual learning <xref ref-type="bibr" rid="BIBR-38">(Septiani &amp; Putra, 2020)</xref> or blend synchronous and asynchronous learning <xref ref-type="bibr" rid="BIBR-17">(Fernandez et al., 2022)</xref> to provide more enjoyable and interesting online learning thus the students can be more satisfied with the learning. Students' wellbeing is as important as learning itself during the pandemic <xref ref-type="bibr" rid="BIBR-28">(Mamun et al., 2020)</xref>. Educational institutions and teachers could support the student's well-being by conducting mindful and stress-free lessons as learning sessions that are engaging, interactive and paced appropriately to prevent overwhelm and reduce stress. Online learning is more of an option and is not a panacea for the crisis <xref ref-type="bibr" rid="BIBR-13">(Dhawan, 2020)</xref><xref ref-type="bibr" rid="BIBR-27">(Maghfiroh et al., 2023)</xref>. Having more flexible learning is a win-win solution to deal with effective learning in an emergency.</p><p>Respecting post-pandemic agendas, more flexible and personalised learning may be promoted in universities. It is a drawback to moving backwards to the old tradition of mainly face-to-face lectures. Higher education institutions must move forward to more advanced instructional systems that allow students to learn ubiquitously as a supplement to conventional classrooms. This action could promote richer students' learning experiences and empower lecturers to provide dedicated instructions.</p></sec><sec><title>4. Conclusion</title><p>The present study depicts an early online remote learning experience of university students during the COVID-19 pandemic. It was highly challenging for students and faculty members as they had a sudden shift from face-to-face to remote learning without formal preparations. This study focuses on examining and comparing university students’ experiences of online learning in Bangladesh and Indonesia. It was found that regarding comfortability and satisfaction, university students in Bangladesh are more comfortable and satisfied with online learning. There was no difference in the adaptation to online learning platforms, students from both countries could manage themselves with current technologies. Likewise, they consider the higher cost of online learning.</p><p>The results of this study indicate the need for lecturers to creatively utilise educational technologies to deliver either synchronous or asynchronous emergency online learning. The attempt to maximise technological features could elevate positive learning experiences. It is crucial to consider students' psychological aspects during the emergency so that providing flexible learning may be a great solution in future endeavours. Educational institutions may consider flexible learning as a way of promoting stress-free courses. Due to the nature of the descriptive comparative study focusing on Bangladesh and Indonesia, the study results may not be generalised. Specific factors underlying their experiences are in need of further investigation. It is also suggested to consider other variables and involve more countries. 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